There are a few different ways to get senior supplemental insurance. You can go through your employer, purchase it on your own, or get it through a government program like Medicare.
The most important thing is to find out what kind of coverage you need and what options are available to you. If you're employed, your company may already provide supplemental insurance for retirees.
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This type of coverage is usually pretty good and includes things like accident benefits and discounts on premiums. If your company doesn't offer retiree supplemental insurance, you can buy it on your own.
One option is to buy a policy from an insurance company or an online broker. These policies have a variety of features, including accident benefits and discounts on premiums. You can also find policies that include long-term care coverage and prescription drug coverage.
Another option is to get government-sponsored supplemental insurance through Medicare or another government program like Medicaid. These programs have more limited coverage than private plans, but they usually include some form of accident protection and discounts on premiums.
Whichever option you choose, make sure you investigate the different types of benefits and features available in each plan before signing up. And be sure to ask your insurer about any discount or special offers available for seniors.